FAB Card Apple Pay – How to Add, Use & Pay Faster in UAE

Apple Pay has become one of the fastest, safest, and most convenient ways to pay in the UAE whether you’re using an iPhone, Apple Watch, iPad, or Mac. First Abu Dhabi Bank (FAB) supports Apple Pay across multiple card types, allowing users to enjoy secure, contactless payments anywhere Apple Pay is accepted.

🟩 What Is Apple Pay & How It Works with FAB?

Apple Pay is a digital wallet and mobile payment service that lets you pay using compatible Apple devices instead of a physical card.

When you add your FAB card to Apple Pay, your actual card number is never shared with merchants. Each payment is authorized using Face ID, Touch ID, or a secure device passcode, making transactions fast and highly secure for UAE users.

FAB Card Apple Pay

🟩 Benefits of Using Fab Card with Apple Pay (UAE)

  • Faster contactless payments without entering PINs
  • Advanced security using Face ID, Touch ID, or passcode
  • No need to carry your physical FAB card
  • Works in stores, online, and within mobile apps
  • Accepted at Apple Pay merchants in the UAE and worldwide
  • Instant transaction alerts from FAB

🟩 How to Add Your FAB Card to Apple Pay

Adding your FAB card to Apple Pay takes only a few minutes.

FAB Card Apple Pay

📱 Add Your FAB Card on iPhone

  • Open the Wallet app
  • Tap Add (+)
  • Select Debit or Credit Card
  • Scan your FAB card or enter details manually
  • Verify using the OTP sent by FAB

Add on Apple Watch

  • Open the Watch app on your iPhone
  • Tap Wallet & Apple Pay
  • Select Add Card
  • Complete verification with OTP

Once verified, your FAB card is ready to use with Apple Pay.

🟦 How to Pay with Apple Pay (FAB Card)

Pay in Stores

  • Double-click the side button on your iPhone or Apple Watch
  • Authenticate using Face ID, Touch ID, or passcode
  • Hold your device near the contactless terminal

Pay Online or in Apps

  • Select Apple Pay at checkout
  • Confirm payment using Face ID or Touch ID

💻 Add on iPad or Mac

  • Go to Settings → Wallet & Apple Pay → Add Card.
  • On MacBook Pro with Touch ID, add via System Settings → Wallet & Apple Pay.

Payments are completed instantly without sharing your card number.

Is Apple Pay Safe to Use with FAB?

Yes. Apple Pay uses tokenization, biometric authentication, and a secure device element, while FAB provides real-time transaction alerts and fraud monitoring. Your actual card number is never shared with merchants.
FAB follows UAE banking regulations and international payment security standards to ensure safe digital transactions.

Which FAB Cards Support Apple Pay?

FAB states that FAB debit and credit cards can be added to Apple Pay. The UAE’s Apple Pay bank participation list includes First Abu Dhabi Bank among supported issuers.

Where Can You Use Apple Pay with FAB?

You can use Apple Pay with your FAB card:

  • At contactless payment terminals in the UAE
  • At international merchants that accept Apple Pay
  • On apps and websites that support Apple Pay

Look for the Apple Pay or contactless payment symbol.

Common Apple Pay Issues with FAB Cards

Card not adding to Apple Pay?
Ensure your FAB card is active and your registered mobile number can receive OTPs.

Payment declined?
Check internet connectivity and confirm Face ID or Touch ID is enabled.

Changed your Apple device?
You must re-add your FAB card to Apple Pay on the new device.

Frequently Asked Questions

Yes. Most FAB debit and credit cards issued in the UAE can be added to Apple Pay for fast and secure contactless payments.

Yes. Apple Pay is free to use with FAB cards. Standard banking charges may apply to certain transactions.

Yes. You can use Apple Pay with your FAB card at international merchants that accept Apple Pay.

Below is the list of digital wallets that can be connected with FAB card.

No, you cannot check your Ratibi card salary through Apple Pay.

Below are some reliable sources from which you can check your FAB card/Ratibi card salary.

Conclusion

If you’re a First Abu Dhabi Bank customer using an Apple device, adding your FAB card to Apple Pay is one of the easiest ways to enjoy faster, safer, and contactless payments, everywhere Apple Pay is accepted.

Omar Suleman

A UAE banking & digital payments researcher (8+ years)

Hi, Omar is here, your banking and digital payments guide. I’m analyzing how UAE banks implement mobile banking, SMS banking, prepaid payroll cards (including Ratibi), and wallet ecosystems, with a focus on customer experience, security controls, and real-world usability across FAB and other major UAE banking platforms.

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